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World’s First Frozen Donor Egg Bank Launches International Partnership in UK

Diana Thomas — Tue, 10 May 2011 12:58:29 +0000

Third year Charter 100 member, Diana Thomas, announces the partnership of her company – The World Egg Bank – with the network of CARE Fertility centers in the United Kingdom. CARE Fertility was founded by Dr. Simon Fishel who is world renown as one of the doctors who had the first “test tube” baby in the world, Louis Brown in 1978.

Today, 15% of couples are infertile; 20% of those couples seek advanced techniques to achieve pregnancy and worldwide, 2.2% use IVF donor eggs. Until egg freezing became a reality, recipients of traditional “fresh” eggs had tolerated serious logistic, financial and psychological difficulties synchronizing medically for months with a live-time egg donor. Patients frustrated by years of tests and failures greatly value the speed, convenience and reduced risks associated with frozen eggs and are increasingly seeking this option Outside of the US, many countries are unable to recruit egg donors under current legislative and regulatory restrictions. The World Egg Bank has responded to these legal obstacles by providing frozen donor eggs to countries around the world in need of egg donors.

Diana Thomas, founder and CEO of The World Egg Bank, started down the nascent path of using donor eggs fourteen years ago, when she wanted to become a mom and realized her own eggs were not viable for a pregnancy. “I went through years of personal heartache, financial and emotional stress, and then I finally decided to find a donor on my own. Everyone around me thought I was a little crazy.” Diana had her own three children with donor eggs and founded one of the first national and international traditional egg donor recruiting agency since the birth of her first child in 1996. “I was a trail blazer without knowing it; I just knew I had a goal, and I was going to find a way to be a mother.”

In 2004, Diana, along with two pioneers in egg freezing technology, provided the first commercial frozen human eggs in the US and the world. Sperm banks have been around for over 30 years, but freezing women’s eggs is new technology. The World Egg Bank recruits donors, acquires, freezes and stores eggs, and then sells eggs to women or couples trying to conceive. In 2005, the first child conceived from a commercial frozen egg bank was born under the care of The World Egg Bank.

Diana noted that “we will seek out capital to expand our frozen Donor registry to give prospective moms a wider range of options when it comes to Donor selection.” In addition to growing the bank of donor eggs, we are looking ahead to development of processes and products related to improving egg preservation and cryogenic storage, and establishing a source of financing for our clients to support their infertility treatments. “We’ve come a long way baby, has taken on new meaning in the 21st Century.”

Article Source: EggDonorsNow.com

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Overpriced Internet And Low Speeds Prevent Broadband Growth In India

philipthomasj — Wed, 27 May 2009 17:18:58 +0000

In the area of broadband, India has a lot of catching up to do. According to Point Topic, India has fewer broadband connections than Hong Kong, a region it out-populates by nearly a billion people. Broadband penetration is estimated to be around 0.5% in India. By December 2008, India has only 5.52 million broadband subscribers, far short of the target of 9 million by 2010 set by the broadband policy in 2008.

Internet subscribers stood at 12.85 million by the quarter ending 31st December 2008 as compared to 12.24 million during the preceding quarter registering an increase of just 0.31% approx, according to TRAI. Broadband penetration is estimated to be at 0.5% in India, and the country added only 52,000 broadband connections between September 2008 and December 2008. By December 2008, India has only 5.52 million broadband subscribers, far short of the target of 9 million by 2010 set by the broadband policy in 2007.

Besides this, several neighboring countries including China, South Korea and Malaysia are far ahead of India in the broadband penetration. India has 0.2 broadband connections per 100 persons, while South Korea and even China have much better penetration numbers with 27.4 and 3.7 respectively.

Causes for These Discouraging Figures:
Despite the 19% jump in urban domestic Internet usage, home access is still a novelty in India. This is true especially in the case of broadband. The two biggest barriers for the growth of the broadband in India are affordability and the quality. Broadband in India is very expensive when compared to Western Europe and USA.

A 3 MBPS speed unlimited download broadband connection in US is available from a premier ISP like Verizon at $29.99 or Rs.1200 per month. A 512 KBPS speed, unlimited download Internet connection from VSNL or Airtel or Reliance is available from Rs. 1499 or $37.5 to Rs.1799 or $45 per month. This is 6 times slower and 25 to 50 percent costlier than in US. In India, the monthly charge for a broadband connection accounts to 47 to 56 percent of the per capita income*, while it is less than 1 percent in the USA.

There should be no reason for such overpricing in India. Especially, where the costs are a fraction of wages in the US – the minimum wage in US is approximately Rs.327 per hour, where as in India, it is only around Rs.10. Most Internet service providers in the USA built their infrastructure when the telecom equipment prices were at their peak several years back. Right now, Indian ISPs are able to purchase equipment at far lesser prices. Unlike earlier, the last few years saw an abundance of capital for Indian companies with booming equity markets and hundreds of FII’s and Private Equity companies actively investing in India. It is also unlikely that Indian ISPs are paying higher costs for high speed Internet links to connect to the Internet worldwide.

Essentially the ISPs have not passed the benefits of lower operating costs in India to the customers. Until such profiteering is indulged by ISPs, Internet prices will be beyond the reach of most Indian and Internet usage will not become common. You have to remember that mobile usage became viable for the common man only after both the mobile equipment prices and the mobile usage charges became one of the cheapest in the world. That led to the rapid growth of mobile users.

The worrying aspect of the disappointing Internet growth in India is that it will result in lagging of eCommerce in India. This would also lead to loss of job opportunities in the new age industries in a country aggressively looking to create jobs. Further, it would make the Indian eCommerce market lag not only against developed countries but also against the Asian ones.

* Nominal per capita incomes of India and US are taken as $1,043 and $47,025 respectively, according to IMF – 2008.

Marvist Consulting Private Limited offers Internet marketing and Internet marketing research services to clients globally. Marvist Consulting is recognized as a premier offshore Internet marketing consultant that offers result-oriented services. As an Internet marketing India based provider, we have helped businesses in North America and Europe seeking expert search engine optimization India based companies.

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Property market in Pakistan: What the future holds?

William King — Sat, 14 Mar 2009 19:29:23 +0000

Like most other countries in the world, Pakistan is currently going through a property and real estate boom. The prices are sky high and are going even higher. Prime locations in chief cities like Lahore, Karachi and Islamabad are being chased by property hunters and the prices are already touching millions of US dollars. A one kanal house in areas like Gulberg, Model Town, and Defense are being sold for $200,000, $300000 to $500000 for two kanals and so on and so forth. The prices have risen almost five times of what they were a couple of years back. People have stopped selling in this market and hence it has become a sellers market. The wait for further increase in the price is holding buyers at bay and sellers in the wait. But is it worth it? Are property prices all set to rise further or is the bubble burst just around the corner?

The Buying spree

A lot of people are looking at this as the right time to invest into the market. They are investing and buying housing projects that will still take years to develop. Take the example of the various housing societies that are coming up a few kilometers from the outskirts of these major cities. Most of these societies have homes that are priced in lakhs. But people are not looking to sell at all. When they start selling, the prices will go down and it will instantly bring about a market correction that should change the current scenario. In addition to this a lot of people are taking home loans to buy homes and looking to tap into the lucrative market. But as a result of the steady rise in the interest rates, a lot of people have been defaulting on these loans. This is not helping the market one bit. Is it?

The downturn point

Buyers need to be aware of the downturn point or the ceiling of the current rise. There are very little original buyers who are looking to invest in property with a long term goal in mind. The rest are small term investors who are simply looking to buy small pieces of land and later sell it off for higher rates. Society owners are also buying files in bulk so that later on they can create an artificial deficit for files and sell these files for exorbitant prices. Most experts will suggest to you that the bubble will burst very soon. A lot of people are now getting to dealers so that they can sell off their plots. A lot of rumors are also doing the rounds that big time players have resorted to massive selling in the fear that the real estate bubble will burst very soon.

The future

These rumors, the current rising trend and the market scenarios suggest that a long overdue correction will set in the market very soon indeed. The current overpriced market will see a decline in prices and this will bring much wanted relief to many people looking to venture into this market with a long term perspective.

William King is the director of Wholesale Pages: http://www.wholesalepages.co.uk , Daily Trader: http://www.dailytrader.com , Dubai & UAE Property & Real Estate Portal: http://www.bayut.com , Pakistan Property & Real Estate Portal: http://www.zameen.com . He has 18 years of experience in the marketing and trading industries and has been helping retailers, entrepreneurs and startups with their product sourcing, promotion, marketing and supply chain requirements.

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Property market in Dubai: Will the prices keep climbing?

William King — Fri, 13 Mar 2009 23:18:18 +0000

The ever growing demand for prime property has also engulfed the emirates and in the last few years, prime locations in the emirates like Dubai have seen a real estate boom. Considering that Dubai was a highly competitive but low priced market, this real estate boom is the last thing that the government wants. A lot of experts feel that Dubai is heading pretty much the same way where some of the Asian markets have headed in the past, towards overpricing. The reason for this is pretty simple. There is not enough supply to meet the demand in Dubai.

Post 2002

In May 2002 the crown Prince of Dubai, Sheikh Mohammed bin Rashid Al Maktoom made a stunning announcement which shook the foundations of the real estate market in Dubai. This allowed foreigners to buy freehold property in Dubai. What this did was that it opened new avenues and the market immediately boomed. The tax benefits, business advantages, the continuous rising demand and the lack of supply have also contributed to the steady rise in property prices in Dubai.

The Population

Along with the above mentioned factors one should not forget that Dubai is one of the fastest growing populations in the world. The prosperity of the city and the strong trading tradition are also adding to the demand for property. This in turn is increasing the pressure on rental demand and the prices for property. Many experts consider this to be one of the safest markets ever to venture into.

Curbing the rise

There is only one simple way to curb the rising graph for property prices in Dubai and that is to increase the supply. The government seems to have hit bulls-eye this time and has announced a lot of massive projects that will ensure that the market is well supplied for a lot of time to come. The Dubai waterfront mini city near Jebel Ali, the 250 tower Dubai Business Bay are some of the prime properties coming up in Dubai. These will surely curb the rise and prevent capital values from going too high for some time. But once again, the problem is that there is a lot of time for these projects to be completed and delivered and till that time, the demand will increase manifold.

Where is it headed?

The government has announced and is working towards making Dubai a safe market where money can be invested with a long term goal. It does not want Dubai to become a market dominated by housing options that can swing either way any time. Hence there are continuous and dedicated efforts to keep the supply in line with the demand. There are also talks to price the short term speculators out and to encourage long term investment. Most experts are waiting for the demand and supply to top out and for a market correction to happen which should set the prices right. If you are planning to take the plunge into the real estate market in Dubai, then this might not be the right time. Wait for the prices to go down or if you are a risk taking person then you can perhaps venture into the real market in Dubai but making sure not to put all your eggs in one basket.

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Outsourcing in the present day and its advantages

William King — Thu, 05 Mar 2009 13:26:50 +0000

The market for outsourced goods and services is enormous these days and it seems like every one is doing it. But what is it all about and how can you generate profit from it? That is the key point. Any business will benefit from outsourcing as long as it is done correctly and in the right areas. The reason that most businesses opt for outsourcing these days is due to the effects of globalization, which has resulted in easy access to expertise from any region of the world. Earlier, businesses were geographically limited in their ability to use resources. Gradually, larger businesses began to take advantage of the opening global markets to tap resources from where they were most abundant and affordable.

While the concept of outsourcing started with the larger companies, technology soon allowed smaller businesses to gain access to the world markets. Currently, resources in terms of goods and services travel all over the world to reach businesses that require them. Fifty years ago, it was inconceivable to use services from even across the country, leave alone across continents and today, we don’t even notice how many services are outsourced around us from far flung places.

A lot of the outsourcing hubs are currently in developing areas of the world, simply because there are specific resources available from here that are low cost and plentiful. Due to the socio-economic factors influencing these regions, they have become known as low cost nations. At one time, this used to imply sweat shops. This is not true any longer. Now call center employees from India and software technicians from China are getting paid salaries that convert to a comfortable amount in their home countries even though in dollar terms they sound small. This difference creates an opportunity for a business in the US or UK to spend less and gain more, while the resource providing business is also adequately compensated.

Eastern Europe is also opening up to the outsourcing boom and so are other parts of Asia, other than India and China. A business that is able to use resources from areas where they are abundant allows the business to save money and yet achieve high quality. This in turn affects the bottom line profitability of a business and gives back shareholder wealth to the owners or stockholders.

Another valuable result of outsourcing is that it allows the business to buy resources at the most competitive price. This means that in time, certain resources will become unviable in the developed nations and will be the sole purview of the low cost nations or wherever they are most optimally produced. At the same time, the developed countries will offer certain expertise that is optimally produced by them and will not waste time and resources trying to expensively duplicate resources coming from the low cost nations. This will allow for an equitable distribution of resources across the globe, all being produced where it is the most affordable to produce them. The world is already heading to this balance point and this should make businesses a lot less expensive to run.

William King is the director of Wholesale Pages: http://www.wholesalepages.co.uk , Pakistan Real Estate and Property Portal: http://www.zameen.com , Aid & Trade Dropshippers Directory: http://www.aidandtrade.com and UK Wholesalers & Dropshippers: http://www.uk-wholesaler.co.uk . He has 18 years of experience in the marketing and trading industries and has been helping retailers, entrepreneurs and startups with their product sourcing, promotion, marketing and supply chain requirements.

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Real Estate & Property Situation in Pakistan

William King — Mon, 02 Mar 2009 16:25:28 +0000

Pakistan is facing a real property crisis. There is an estimated shortage of more than one million houses which is likely to grow by 0.6 million every year. But mercifully the situation is not as bad as in India where the housing shortage is a staggering 40 million houses.

But it makes an interesting reading to understand the dynamics of the real estate market in Pakistan. One can safely assume that it is an underdeveloped market. As compared to developed economies of the world where the real estate is mostly financed through mortgage, it is a completely neglected sector in Pakistan. The presence of mortgage financing in the property sector is only a recent phenomenon and can be qualified as negligible. Even the present mortgage financing is volatile with floating interest rate, which means that the lender is unsure of the real terms and conditions of the loan and the banks are at liberty to change the terms and conditions in case of adverse interest rates subsequently. It is interesting to note that mortgage financing is more than 50 % of GDP in most developed countries whereas this ratio is less than 2% in Pakistan.

Another worrying factor of the real estate market of Pakistan is the poor land record maintenance. It is still manual and efforts to computerize it have failed in the past. Bribery is the order of the day in land record and Patwari is still the king who may temper with the record according to his sweet will and vested interests. There is also a risk of fraudulent transactions due to non-transparent land record.

Recently following a worldwide boom in international real estate business, property market in Pakistan also witnessed a sharp growth. One of the factors may also be the recent decline in interest rates. It is a standard principle of economics that in a falling interest rates regime, people tend to invest in real estate, thinking it to be safe and secure from inflation.

Another stigma on the property sector of Pakistan is the speculation mafia. With the drop of interest rates, people were uncertain about their investments in banks and withdrew to invest in the property market, which offered attractive returns overnight, thanks to speculation mafia. Many housing societies were formed to defraud people. Files were in circulation everywhere without any physical existence of the plots and houses on ground and many opportunists and speculators benefited from this panorama. And ultimately common man was the looser, who was left with the file without anything concrete as the housing societies suddenly started to disappear. One can easily remember the example of Bankers City Housing Society.

But at the end of the day, common man in Pakistan is dreaming for a small house of his own, which seems a distant dream. One way to overcome the shortage of houses in Pakistan may be the introduction of multistory buildings to avoid the heavy urban land cost. This will naturally lower the prices of houses and may bring these in the reach of a common citizen.

Government may devise a policy to encourage the participation of the private sector in the property market. But the discouragement of speculators is very essential. Moreover the Government needs to help the poorest segment of society through its sate owned organization called House Building Finance Corporation. Government may also identify the sate owned land in the urban areas and give it to the private sector on soft lease terms for building houses for the poorest segment of society. This will lower the high property prices in Pakistan and will help in maturing the property& real estate market on stable footing.

William King is the director of Australia Wholesalers and Dropshippers Directory: http://www.australiawholesalers.com , Wholesale Dropshippers & Dropshipping Directory: http://www.aidandtrade.com , Dubai & UAE Property & Real Estate Portal: http://www.bayut.com , Pakistan Property & Real Estate Portal: http://www.zameen.com . He has 18 years of experience in the marketing and trading industries and has been helping retailers, entrepreneurs and startups with their product sourcing, promotion, marketing and supply chain requirements.

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International business to business payments

William King — Sun, 01 Mar 2009 01:35:08 +0000

With the huge amounts of business transacted online, there is a growing concern amongst businesses about managing payments. Business to business (B2B) payments at the international level are a major concern since the amounts tend to be larger and the charges are appreciable. This results in some loss in profits, which makes global commerce less attractive. From the smallest business operating on the web to huge conglomerates that transfer large amounts of funds internationally, everyone wants cost efficiency in their payment system. The issue is, of course, larger in the international payment segment because there is the currency rate to consider as well. So both types of losses, in currency and in transfer charges, need to be kept to a minimum.

Third party ePayment systems:–

These are popular but require the user to open an account, similar to a bank account. Finding the most efficient one for your size of company is also a little tricky. They come in many sizes from consumer-oriented PayPal and 2checkout.com to Orbian for large businesses. These e-Payment systems work fairly well and charge up to 5% of funds transferred.

Wire transfer:–

This is the good, old fashioned method of transferring money directly from bank account to bank account. It is completed by the bank and requires the swift code of the recipient’s bank and their account number. This is considered to be a safe and fairly efficient way to make international B2B payments. However, banks can charge quite a hefty amount in fees and charges. You must find out the currency rate as well, if that is a concern. Additionally one thing that is required to be kept in mind is to make absolutely certain that the company to whom the payment is being made is a legitimate and an authentic company as once the funds have left your account, they are not recoverable.

Credit cards/ corporate credit cards:–

Many companies are less than willing to hand out corporate credit cards and employees will not use their personal ones for company business. So, unless you are a small business, the use of credit cards is rare in international business to business payments. It can also be fairly expensive.

Check:–

Unless you have an already existing relationship with the businesses you are selling to, a check may not be the best way to receive payments from B2B sales on the internet. There are hardly any successful online businesses that are known to conduct business with this method of payment. However, this form of payment can be viable where a low transaction fee is important and the product does not have to be delivered immediately. Remember, you can never be certain of receiving the payment until the check is cleared and payment is credited to your account.

If you have an online business, be sure to check which form of payment integrates best with your business. For example, if you are selling online software, the consumer may want to make payment and download the product right away. A wire transfer may not be the best option. For subscription based or recurring payments, a platform like PayPal offers incomparable functionality. It allows you to automatically charge customers on a monthly basis and also sends you intimations of payment failures.

There are many options for receiving international payments. Your best bet would be to keep a couple of options open and decide on a case by case basis which suits you best for a particular B2B transaction.

William King is the director of Wholesale Pages: http://www.wholesalepages.co.uk , Aid and Trade: http://www.aidandtrade.com , Daily Trader: http://www.dailytrader.com and Pakistan Property Portal http://www.zameen.com . He has 18 years of experience in the marketing and trading industries and has been helping retailers, entrepreneurs and startups with their product sourcing, promotion, marketing and supply chain requirements.

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International Trade and its Barriers

William King — Fri, 20 Feb 2009 17:28:30 +0000

First we will discuss the concept of trading. The trading concept is centered on the simple activity of the exchange of good or services or both. These exchanges may be the ones that simply take place between two parties within the country or between two different countries. The simple trade, which takes place between two parties, is known as bilateral trade and if these exchanges take place between more than two parties, is known as multi-Lateral trade.

Now let us deal with the issue of what International trade is?  It is defined as exchanging of goods and services or both, between two or more partners from different countries (an exporter and an importer).

The country for the purpose of importing and for doing international business, generally uses the following three barriers:

1.      Tariff Barriers

This is the barrier put on imports in the form of duties, tax and quotas etc. Due to which the imports are less and the price level of imported products rises and the demand for them decreases.

2.      Non – Tariff Barriers

This is the barrier put by the country on imports by restricting quantity of importing. A fix quantity is defined for the importing products that make the price level of the imported goods high and the supply of foreign goods become limited.

3.      Voluntary Constraints

This is the last kind of trade barrier in which the country itself voluntarily stops the incoming products.  Due to this barrier the country has power to stop the imports coming frequently into the country and limiting the competition with the foreign goods with the local industries.

These three types of trade barriers should be taken into consideration when deciding to trade internationally. Mostly lower developed countries and the developing countries uses these kinds of trade barriers for their international trade and international business. The advantage of these barriers is as follows:-

·        Country earns foreign exchange by putting Tariff and non-Tariff barriers.

·        The local industry of the country is protected by the foreign competitive industries.

·        Less imported goods are brought into the country due to which consumer also buys local products.

·        The currency remains in the country due to which government gains benefit in the form of revenue.

William King is the director of Wholesale Pages: http://www.wholesalepages.co.uk , Aid and Trade: http://www.aidandtrade.com , Daily Trader: http://www.dailytrader.com and Pakistan Property Portal http://www.zameen.com/ . He has 18 years of experience in the marketing and trading industries and has been helping retailers, entrepreneurs and startups with their product sourcing, promotion, marketing and supply chain requirements.

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Helping India’s Untouchables with Lead Forward

admin — Wed, 28 Jan 2009 16:51:15 +0000

I think that many of us, in the western world, think that India’s caste system was something we learned about in social studies a long time ago. But we assumed that this system had been eliminated, in the same way that White-Only drinking fountains are an embarrassing part of US history that no longer exist. But no, the caste system still prevails in India.

What Are Untouchables?

The “Dalit” or Untouchables are still regarded as subhuman in some parts of India. They are segregated in southern India. Many children are forced into child labor, and they cannot get educated. Adults are forced to work in slave-like conditions in order to survive. Women face a particularly grim future.

The Problem is Focused in Villages of Southeast India Where:

People are divided by caste, religion and class
“Untouchables,” or “Dalits,” seen as impure and sub-human, are degraded, segregated and exploited outcasts
They and caste poor depend on dominant caste people for their livelihoods, struggling daily in slave-like conditions, poverty and hunger
Women endure even more hardships
The poorest children face many obstacles to education and often leave
school for child labor

Who Helps The Untouchables?

I read about an organization that helps Indian Untouchables. It is called Lead Forward, and it is based upon the “teach a man to fish” principal. The program concentrates on educating children so that future generations can break the cycle of poverty and exlusion.

Learn more about one American Lead Forward volunteer’s adventures. You can also find the organization’s website here: Lead Forward – Free India’s Untouchables From Poverty.

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