Archive for the "Personal Insurance" Category

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What If You Cannot Afford Prescriptions or Doctors?

What to Do If You Can’t Afford Health Insurance
By Marilyn Katz
Do You Lack Health Insurance?
If you are an American, and you lack health insurance, you are not alone. In late 2009, it was estimated that almost 46 million people in the US do not have a health plan. Recent high unemployment figures have not made [...]

Return of Premium Term Life Refunds Money If You Live

What is ROP?
A Return of Premium (ROP) rider is an added benefit you can choose to put on some term life insurance policies. Normally you purchase a term policy to last for a specified amount of time. This could be 10, 20, or 30 years, or it could be some other length of time. Once [...]

Advantages of Whole Life Insurance

Are there advantages to whole life insurance policies?
 We hear a lot about term life these days, and know that it is pure insurance with lower premiums This makes it very attractive to many consumers. But lots of people still buy permanent policies, so there must be some reasons. So how can we compare term life [...]

Why Compare Car Insurance Prices Periodically?

Do you Need to Price Shop Car Insurance?
Many consumers think that all insurers are about the same. The believe that they will get about the same price deal with one company that they would get with another. But experts, and my own experience with buying auto insurance policies, demonstrates that this is just not true. [...]

Purchase Rental Car Insurance Or Not?

Car Cheap Rate Rental Car Company Insurance
You probably have been faced with this dilemma when you rent a car – do you purchase the collision damage waiver to get rid of your liability for the deductible or any uninsured losses or do you skip it because your sure your car insurance will cover it?. How [...]

Plan your future with proper health insurance

With the rising cost of living the cost of medical expense has also gone up tremendously. With new and complicated diseases and their treatment the total cost to keep ourselves fit becomes huge. It is mostly not possible for a person with average income to bear such cost in an emergency. If you are sensible [...]

Home Contents Insurance Considerations for Property Owners

Do You Have Enough Home Contents Insurance?
Of course, most standard homeowners insurance policies will contain some protection for your personal property. But since many renters do not even have coverage, a better question might be – do you have any personal property insurance at all? But even many homeowners with valid coverage for their actual [...]

How Much Does Life Insurance Cost?

Do You Know How Much Life Insurance Costs?
I cannot believe how many people really want to buy life insurance, but they never have, just because they they are concerned about their ability to find the best policy at a decent price. But life insurance does not really have to be hard to understand, and it [...]

Health Insurance Plans

Should you buy health insurance?
With health insurance plans you can save big one time payments out-of-pocket. Health insurance allows you to accumulate finances for any medical need in the future. Health can be unpredictable and you may need medical attention any moment. Unless you have hoarded a huge amount of money, it is quite a [...]

Life Insurance: Policy to secure the future of your loved ones

When you have loved ones and when you want to secure their future in your absence, life insurance is the best option. With life insurance you can save for the future of your loved ones now. If you are really thinking about investing in life insurance ‘now’ is always the best time. The earlier you [...]