Personal Finance

Money! Everything to do with insurance, debt, and managing your money!

Suze Orman and Free Advice

Suze Orman gives out a lot of free advice and most of it is worth taking a look at. Credit card debt is the kind of thing keeps you up at night and nags at you during the day. Suze has some pretty practical advice regarding how to whittle down your debt. Here is...
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Top 5 Auto Insurance Myths

1. If your car is stolen, vandalized or damaged by hail, wind, fire or flood are you covered? If you carry collision and comprehensive coverage than yes you are covered. If your car is older and you have dropped those types of coverage because you are no longer required to have them, then no....
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Dealing with Medical Debt

About half of the activity for collection agencies concerns people with unpaid medical bills. The problem is more common than you might think. If you are in the position of having unpaid medical bills don’t be embarrassed or overwhelmed. There are things you can do to help the situation even if you don’t have...
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Early Retirement and COBRA

Early retirement is a goal for many people. They want to have time to enjoy their life, travel and pursue personal interests. One of the roadblocks many people run into is what to do about health insurance. If you do plan retire early, know that for the first 18 months you, your spouse, former...
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Should You Shop Around For Car Policies?

Should You Shop Around For Car Policies?

Can Researching Automobile Insurance Assist Anyone? Should You Shop For Car Insurance? Will you ever make an effort to shop around for automobile insurance coverage?   Many people will not believe that it really is important to compare  insurance policies. They believe that most insurance providers will be similar. Many people also figure the standard...
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Debt Reduction Counseling and Credit Rating

No one wants to run up a lot of debt and not pay them off. Sometimes though things happen that are beyond our control and we find ourselves with too many bills and not enough money to pay them off. Unemployment, unexpected medical bills and unexpected car repairs are all events that can cause...
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Retire Early and Frugally

If I say frugal living you probably think I mean cutting back and doing without. But actually you can think of frugal living in another way. One author of a frugal living blog describes frugal living as “to look at optimizing efficiency and utility – one will become frugal, rather than just do frugal...
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Long Term Care Deductions

Do you worry about the cost of long term care ? There are probably very few people who aren’t concerned about the affordability. What a lot people don’t know is that there are some ways to decrease your cost. These come in the form of tax benefits. The government is also concerned about how...
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SIngle Pay Life Insurance?

Understanding Single Premium Whole Life Insurance Policies If you are researching retirement life insurance, you have probably come across something called single premium whole life (SPWLI). You do not make periodic payments for you policy, but you do fund your policy with one big lump sum of cash. This is different than the way you...
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Medical Bills and Collection Agencies

If you are trying to keep your credit rating as high as possible here is something you should know.  If your insurance company refuses to pay a medical bill you may not be made aware of situation and the unpaid bill will be turned over to a collection agency.  Your credit rating gets hit...
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