Can Senior Citizens Get Paid Cash for Unwanted Policies? I just read an interesting article on Seniors Life Solutions about senior life settlements. These give some older people an option if they have permanent life insurance policies they do not want or need. Formerly, people had only a couple of choices if they wanted...
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Seniors and Elder Care
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Senior Life Settlements – Basics of Selling Life Insurance For Cash
Take advantage of what assisted living facilities can offer.
When people reach the age of retirement, they tend to feel insecure and worthless. Most of the time, family and friends who are around an elderly are the one’s who gets pressured and who do not seem to know what to do. We do not want our parents or grandparents to feel disabled and...
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Why Seniors Buy Final Expense Insurance
What is Final Expense Insurance? Before we can answer the question of why seniors buy final expense inssurance, we need to understand what this product is. Sometimes it is also called burial insurance, but it is really a smaller face value whole life insurance policy. They are usually simplified or guaranteed issue policies which...
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How Does Guaranteed Issue Life Insurance Work?
What is Guaranteed Issue Life Insurance? If you have ever applied for a normal life insurance policy, you probbly had to spend quite a bit of time answering detailed questions about your health. Sometimes you even need to tell the insurer about the health history of your parents and other family members. Beyond health...
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The Need for Final Expense Insurance For Seniors
Can Senior Citizens Use Final Expense Policies? Many seniors, or even middle aged people over 50, get ads for a life insurance product called final expense insurance. Since a lot of life insurance products are marketed to younger people, they may not understand why they may need a life insurance policy. However, even...
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Do Retired People (Seniors) Still Need Life Insurance?
WHY DO SENIOR CITIZENS NEED LIFE INSURANCE? Too many people assume that the golden years bring an end to responsibility. They picture grandma and grandpa sitting in their rocking chairs out on the porch, with grandma knitting and grandpa looking out into the sunset. This is a great scene, and it can be...
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Do You Understand Medicare Health Insurance
When I speak to seniors, and their caregivers, about Medicare Health Insurance, I am always surprised by how little they understand about this vital benefit. For example, many seniors do not realize that they have to pay a premium for Medicare Part B. It is usually deducted from a retired person’s social security check,...
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